PLATFORM PROFILEV
Visa
8.82
B-index (V3.1)
BLACK HOLE
Capture2.154
Escape0.244
Key Structural Insight
Purest network effect monopoly in financial services. Both sides cannot leave independently.
Eleven-Parameter Profile
Data Depth8/10
Memory7/10
Action8/10
Process9/10
Network9/10
Closeness9/10
Portability2/10
Substitutability2/10
Human Fallback2/10
Org Depth9/10
Momentum5/10
Capture Escape Extended
V3.1 Decomposition
| Component | Value | Formula |
|---|---|---|
| CES₄ capture core | 0.7984 | CES(d, m, a, p) |
| Knowledge synergy σₖ | 0.7483 | √(d · m) |
| Operability synergy σₒ | 0.8485 | √(a · p) |
| Synergy boost | 1.2395 | 1 + 0.3·(σₖ + σₒ)/2 |
| Org-depth multiplier | 1.4500 | 1 + 0.5·o |
| Momentum multiplier | 1.1500 | 1 + 0.3·t |
| Total Capture | 2.1536 | c·(1+0.5n)·core·syn·org·mom |
| CES₃ escape core | 0.2000 | CES(x, s, h) |
| Feedback attenuation | 0.7205 | max(0.3, 1 − 0.35·core) |
| Total Escape | 0.2441 | ε + escCore · feedback |
| B = Capture / Escape | 8.82 | 2.154 / 0.244 |
Scoring Rationale
4B+ cards. 100M+ merchant locations. 65,000+ TPS. Merchants cannot drop Visa without losing sales. Consumers cannot leave without replacing every card and recurring payment.
Parameter Sensitivity
MARGINAL B-INDEX CHANGE PER ±1 SCORE SHIFT
CLOSE9+1.96
PORT2-1.83
SUB2-1.83
FALL2-1.83
MEM7+0.84
ACT8+0.79
DATA8+0.78
PROC9+0.74
NET9+0.61
ORG9+0.61
MOM5+0.46
+ raises B (deepens lock-in)− lowers B (aids escape)