PLATFORM PROFILEPYPL
PayPal
1.14
B-index (V3.1)
TRANSITION
Capture0.725
Escape0.638
Key Structural Insight
Lock-in erosion in real time. From dominant to commodity as s rose from 4 to 7.
Eleven-Parameter Profile
Data Depth6/10
Memory5/10
Action6/10
Process5/10
Network7/10
Closeness6/10
Portability6/10
Substitutability7/10
Human Fallback7/10
Org Depth5/10
Momentum4/10
Capture Escape Extended
V3.1 Decomposition
| Component | Value | Formula |
|---|---|---|
| CES₄ capture core | 0.5489 | CES(d, m, a, p) |
| Knowledge synergy σₖ | 0.5477 | √(d · m) |
| Operability synergy σₒ | 0.5477 | √(a · p) |
| Synergy boost | 1.1643 | 1 + 0.3·(σₖ + σₒ)/2 |
| Org-depth multiplier | 1.2500 | 1 + 0.5·o |
| Momentum multiplier | 1.1200 | 1 + 0.3·t |
| Total Capture | 0.7247 | c·(1+0.5n)·core·syn·org·mom |
| CES₃ escape core | 0.6658 | CES(x, s, h) |
| Feedback attenuation | 0.8079 | max(0.3, 1 − 0.35·core) |
| Total Escape | 0.6379 | ε + escCore · feedback |
| B = Capture / Escape | 1.14 | 0.725 / 0.638 |
Scoring Rationale
Consumer checkout commoditizing. Braintree backend higher lock-in. Venmo has social graph for P2P. But Apple Pay, Google Pay, Shop Pay all compete.
Parameter Sensitivity
MARGINAL B-INDEX CHANGE PER ±1 SCORE SHIFT
CLOSE6+0.38
MEM5+0.15
PROC5+0.15
DATA6+0.13
ACT6+0.13
PORT6-0.10
SUB7-0.09
FALL7-0.09
ORG5+0.09
NET7+0.08
MOM4+0.06
+ raises B (deepens lock-in)− lowers B (aids escape)