BHI 3.0·Q1 2026 Bulletin
Last computed 14:32 UTC, Apr 29 2026·Spearman ρ = 0.83·Validation: preliminary
Today's bulletin →
Movers · since 14:32 UTC, Apr 29 2026
PLATFORM PROFILEXRP

XRP

$85.3B300+ bank partnershipsCrypto Assets
1.02
B-index (V3.1)
TRANSITION
Capture0.625
Escape0.615
Key Structural Insight

XRP lock-in is partnership-based, not protocol-based. If banks switch rails, XRP utility evaporates.

Eleven-Parameter Profile

5DATAMEMACTPROCNETCLOSEPORTSUBFALLORGMOM
Data Depth5/10
Memory4/10
Action6/10
Process6/10
Network7/10
Closeness5/10
Portability7/10
Substitutability5/10
Human Fallback7/10
Org Depth6/10
Momentum6/10
Capture Escape Extended

V3.1 Decomposition

ComponentValueFormula
CES₄ capture core0.5216CES(d, m, a, p)
Knowledge synergy σₖ0.4472√(d · m)
Operability synergy σₒ0.6000√(a · p)
Synergy boost1.15711 + 0.3·(σₖ + σₒ)/2
Org-depth multiplier1.30001 + 0.5·o
Momentum multiplier1.18001 + 0.3·t
Total Capture0.6249c·(1+0.5n)·core·syn·org·mom
CES₃ escape core0.6296CES(x, s, h)
Feedback attenuation0.8175max(0.3, 1 − 0.35·core)
Total Escape0.6147ε + escCore · feedback
B = Capture / Escape1.020.625 / 0.615

Scoring Rationale

RippleNet partnerships with 300+ institutions. Regulatory clarity post-SEC settlement. But on-chain usage for payments limited vs stablecoins. Network effect through banking partnerships, not DeFi.

Parameter Sensitivity

MARGINAL B-INDEX CHANGE PER ±1 SCORE SHIFT
CLOSE5
+0.41
MEM4
+0.15
DATA5
+0.13
ACT6
+0.12
PROC6
+0.12
SUB5
-0.10
PORT7
-0.09
FALL7
-0.09
ORG6
+0.08
NET7
+0.08
MOM6
+0.05
+ raises B (deepens lock-in) lowers B (aids escape)

Comparable PlatformsCrypto Assets (9 peers)

#PlatformTickerB-indexZone
01Solana (SOL)SOL4.83BLACK HOLEProfile →
02Ethereum (ETH)ETH4.57BLACK HOLEProfile →
03BNBBNB3.47BLACK HOLEProfile →
04Hyperliquid (HYPE)HYPE3.25BLACK HOLEProfile →
05TRON (TRX)TRX1.85EVENT HORIZONProfile →
06Bitcoin (BTC)BTC1.82EVENT HORIZONProfile →
07Tether (USDT)USDT1.72EVENT HORIZONProfile →
08Cardano (ADA)ADA1.12TRANSITIONProfile →
09Dogecoin (DOGE)DOGE0.17USEFUL TOOLProfile →