PLATFORM PROFILEJPM
JPMorgan Chase
6.13
B-index (V3.1)
BLACK HOLE
Capture2.042
Escape0.333
Key Structural Insight
Corporate banking lock-in measured in decades, not quarters. Relationship complexity = switching cost.
Eleven-Parameter Profile
Data Depth9/10
Memory8/10
Action8/10
Process9/10
Network8/10
Closeness8/10
Portability3/10
Substitutability4/10
Human Fallback3/10
Org Depth9/10
Momentum6/10
Capture Escape Extended
V3.1 Decomposition
| Component | Value | Formula |
|---|---|---|
| CES₄ capture core | 0.8493 | CES(d, m, a, p) |
| Knowledge synergy σₖ | 0.8485 | √(d · m) |
| Operability synergy σₒ | 0.8485 | √(a · p) |
| Synergy boost | 1.2546 | 1 + 0.3·(σₖ + σₒ)/2 |
| Org-depth multiplier | 1.4500 | 1 + 0.5·o |
| Momentum multiplier | 1.1800 | 1 + 0.3·t |
| Total Capture | 2.0417 | c·(1+0.5n)·core·syn·org·mom |
| CES₃ escape core | 0.3317 | CES(x, s, h) |
| Feedback attenuation | 0.7028 | max(0.3, 1 − 0.35·core) |
| Total Escape | 0.3331 | ε + escCore · feedback |
| B = Capture / Escape | 6.13 | 2.042 / 0.333 |
Scoring Rationale
Largest US bank. Corporate banking relationships spanning decades. Lending, treasury, custody, payments, trading — all integrated. Switching primary bank = moving every financial relationship simultaneously.
Parameter Sensitivity
MARGINAL B-INDEX CHANGE PER ±1 SCORE SHIFT
CLOSE8+1.53
FALL3-0.93
PORT3-0.93
SUB4-0.80
ACT8+0.56
MEM8+0.56
DATA9+0.52
PROC9+0.52
NET8+0.44
ORG9+0.42
MOM6+0.31
+ raises B (deepens lock-in)− lowers B (aids escape)
Comparable Platforms — Banks & Financial Markets (7 peers)
| # | Platform | Ticker | B-index | Zone | |
|---|---|---|---|---|---|
| 01 | Bloomberg Terminal | Private | 7.21 | BLACK HOLE | Profile → |
| 02 | SWIFT | - | 6.78 | BLACK HOLE | Profile → |
| 03 | BlackRock | BLK | 5.21 | BLACK HOLE | Profile → |
| 04 | Goldman Sachs | GS | 4.11 | BLACK HOLE | Profile → |
| 05 | Interactive Brokers | IBKR | 2.49 | EVENT HORIZON | Profile → |
| 06 | Charles Schwab | SCHW | 2.26 | EVENT HORIZON | Profile → |
| 07 | Refinitiv/LSEG | LSEG.L | 2.19 | EVENT HORIZON | Profile → |